Welcome to this shiny little corner of hell, come in and help me redecorate


So, dear readers, it’s getting to be a bumpy ride here in the Land of the Not Quite Right. As some long time readers will remember Fixitguy died in August 2015. Yes, it’s really been that long. Trust me, no amount of flailing makes that go away. So, in that time I have been keeping my nose down and moving forward with one step right in the front of the other. Even when that moving forward seemed pointless, still I persisted.

Just a recap of things in general. We are THIS far past his death and my house still sits in limbo like some sort of Victorian ghost in the middle of Neverwhere. Of course the biggest problem with all of this has been LazyLawyer who told me not to pay on the house so I wouldn’t have to pay credit card bills and in recent months has been on the “Fuck it, just let them foreclose on it” boat. Which is in no way helpful to me because I still need to have someplace to live. He has done nothing to lift my opinions of solicitors in general. So, I hired a new attorney who has taken me on as a personal crusade. The bad guy in this little melodrama is Bank of America (to be known as the Bank of Asshat-ery for the remainder of my dealings with them).

Now Bank of Asshat-ery has done everything in their power to be as non-accommodating and non-apologetic about Fixitguy’s death as anyone could be. Within days of being notified of his death the calls began to harass me about making payments. This whole thin seems bizarre to me as the loan was in his name, so technically I have no legal liability to pay this loan, but the Bank of Asshat-ery says that I do because well….they said so, of course. Within months of his death, they put in some sort of paperwork to expedite foreclosure which LazyLawyer told me to ignore. Just a formality. All part of the game, he said. Within a few short months of that they started sending the little Asian guy to my door to take my picture and hand me a little yellow envelope. The harassment is unbelievable. I finally had to take my phone number off of their books to get them to stop calling me. There were days that they called 10 times a day. I, of course, was blindly following LazyLawyer’s very bad legal advice. Which in the end looks as if I will be made to pay double what FixItGuy owed when he died. Isn’t life wonderful?

Around Thanksgiving, I took the reins in my own hands, since LazyLawyer seemed incompetent to and called the bank myself asking for a pay off amount. By the time I received the documents, the deadline had passed. When I called to inform them, they told me that was too bad and now I owed another $1500.

New lawyer who is bright and shiny in a way that I hope stuns the Bank of Asshat-ery into severely underestimating him and making them do something really stupid is working with the Bank of Asshat-ery to come to an agreement on how this is going to get paid off. They offered to let me assume the loan at the new payment point of double almost triple what we owed 18 months ago. He told them that I was willing to write a check immediately and sign a non-disclosure. They vetoed that. The Bank of Asshat-ery are a bunch of greedy fuckers who have no empathy for anyone that does not contribute to their pocket books. I am desperate to write a check for them. I have been pleading for them to just let me write them a check. I am more than willing to write a check to them. I just don’t think it’s fair that I should have to write one for almost triple the amount that the Fixitguy owed. I also think it’s hideously unfair that I have had to empty out his retirement account to make this possible. Lots of things about this situation seem grossly unfair, but some are just plain more unfair than other things. I don’t know how this is going to go with the Bank. I have faith. I don’t know where that will get me, but a girl’s gotta hang on to whatever she can.